Leisure
From short trips to your annual family holiday, at ERGO, we understand you, our customer
Leisure Insurance: Our Product Range
Leisure Travel Insurance
Our Leisure Travel Insurance has been created by people who love to travel and understand what you need from your policy. We offer Single and Annual Multi-Trip policies with a choice of different levels of cover – Element, Protect and Optimum. You can also choose from our range of optional extras if your heading to the golf course, planning a wedding overseas, travelling for buisness or going on a cruise.
Single Trip Travel Insurance
For your yearly two week family holiday, a short break away or a longer trip of up to 90 days, a Single Trip Travel Insurance Policy is all that you need to make sure you are protected for your trip.
Annual Multi-Trip Travel Insurance
If you travel frequently throughout the year or are one of the thousands of people who take advantage of last-minute travel deals, Multi-Trip Travel Insurance may be ideal for you. Taking out an Annual Multi-Trip policy means you don’t need to remember to purchase a policy for each individual trip you make. There is a maximum duration of 31 days per trip.
Help in an emergency
No one expects some to go wrong on holiday but in case of a medical emergency, all our customers can access 24/7 English speaking medical assistance provided by our international Euro Centre network so you can travel with the peace of mind that you’ll be looked after in an emergency.
All our customers can access 24/7 English speaking medical assistance provided by our international Euro Centre network.
Policy cover
Whether you take out our Element, Protect or Optimum policy, you will have cover when you need it whether that’s having to cancel your trip, you fall ill abroad or your baggage is lost. The cover limits and excesses that apply are shown in full in the policy wording but we’ve selected some of the key covers to show you here. All limits are per person, per trip and our Optimum policy is zero excess across all sections of cover.
| Element | Protect | Optimum | ||
|---|---|---|---|---|
 |
Medical ExpensesIncluding hospitalisation, surgical, pharmaceutical, repatriation, and dental |
Up to £7.5 million |
Up to £10 million |
Up to £15 million |
 |
CancellationReimbursement for irrecoverable losses due to cancellation of travel and or accommodation expenses |
Up to £1,500 |
Up to £3,000 |
Up to £5,000 |
 |
Personal PossessionsReimbursement for loss or damages caused by third parties |
Up to £750 |
Up to £1,500 |
Up to £2,500 |
 |
Personal AccidentReimbursement for personal accident or damages caused during you trip |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
Our Optimum policy is zero excess across all sections of cover.
