Are you going European for your vacation? Europe is an incredible place to visit and travel. Offering such a broad range and variety of cultures all within a short train ride. It also boasts some of the best landmarks in the world, such as the Eiffel Tower, Colosseum and the Leaning Tower of Pisa.


European Travel Insurance with Medical Conditions

As with all medical conditions we recommend that you see a healthcare professional 6 weeks prior to your departure date. If you take prescriptions we also recommended that you take a supply that will adequately cover your entire trip and any delays that may occur. ERGO believes strongly in giving people an opportunity to travel. Europe is one of the best places to travel if you have a pre-existing medical condition, the majority of European countries provide an excellent healthcare service. There is also the benefit of it only being a short distance from the UK. Here are the following countries that you can visit on an ERGO Medi-Care European policy:


Channel Islands, Isle of Man, United Kingdom


All of the above, plus: Aland Islands, Albania, Andorra, Armenia, Austria, Azores, Balearics, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Canary Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Greenland, Holy See (Vatican City State), Hungary, Iceland, Ireland (Republic of), Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia (the Former Yugoslav Republic of), Madeira, Malta, Moldova (Republic of), Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia (West of Ural Mountains), San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey.

Algeria, Morocco & Tunisia are also classed as Europe for the purposes of ERGO insurance policies.


European healthcare

European healthcare is some of the best in the world and depending on the exact locations you intend to travel to, you should be well looked after should anything unfortunate happen. According to the research performed by an independent body NUMBEO, a large number of European countries rank highly in healthcare provision. They have created a ranking system and the United Kingdom currently places 17th. France ranks 3rd with Austria, Belgium, Denmark, Spain and Germany at 7th, 8th, 9th,10th and 11th respectively. However, we do suggest that you do some research on where you will be staying or before you book, so that you don’t suddenly find yourself miles from the nearest hospital. Nevertheless, our ERGO assistance app can help with such problems by providing real-time status on warnings, alerts and localized security information. It includes local SOS emergency numbers, hospitals, pharmacies and embassies, based on your current position. In addition, it offers you the possibility to store pictures of your most important travel documents, which can come in handy.


Where to go

Here are ERGO’s suggestions for things to see if you are thinking of travelling in Europe:

The Eiffel Tower (Paris, France): Europe- Eiffel Tower

This is possibly one of the most well known structures in the world, let alone Europe. It is truly a wonder to behold, measuring at a height of 324m, making it the highest building in Paris. It is also the most regularly visited structure in world, with an acclaimed 7 million people visiting in 2011.


Saint Basil’s Cathedral (Moscow, Russia):

You can find the beautiful cathedral in red square, Moscow. It is an orthodox church and is thought to have been built under the reign of Ivan the Terrible. It is also a protected world heritage site visited frequently by tourists and is not exactly sore on the eyes.


Europe-Leaning Tower of Pisa

The Leaning Tower of Pisa (Pisa, Italy):

You may have seen many images of a building looking like its rather lopsided. Well that would be the Leaning Tower of Pisa. During its creation the foundations struggled to support the famous structure and consequently lead to its infamous tilt. The building is not one of the tallest in the world but is still a very credible 55m’s high.


Sagrada Familia (Barcelon, Spain):

Another famous European church, built in 1882 and remains unfinished to this day! Similarly to the Colosseum and Saint Basil’s Cathedral it is a world heritage site.

Europe- AcropolisAcropolis Of Athens (Athens, Greece):

Is a legendary structure and cited regularly in films and various TV shows. The stunning building is actually an ancient citadel overlooking the city of Athens and was supposedly built mid-5th century.


Where to avoid

If you have a medical condition it is important that you understand the limitations of your condition, in regards to what could trigger certain symptoms or reactions. This should be discussed with your doctor or nurse, who will be able to provide you with personal advice on your individual condition.

If you are planning on visiting an area with high altitudes for people with Diabetes, Asthma, Epilepsy, Heart conditions, Lung conditions and Sickle cell disease this is a factor to be taken into account, as altitude can have a significant effect on these conditions. If you feel that this could affect you, or you suffer from one of these conditions and are planning on travelling in these areas, speak to your doctor well in advance of planning or preparing for your trip.

Similarly travelling to isolated areas should be avoided or carefully considered before booking. Speak to the tour company you are planning on going with and let them know about your condition. Understand how far it is to the nearest hospital, should you need to go, and what their safety procedure is should something happen.


I was very impressed by the level of service.

They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.

ERGO Customer - December 2019