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Skiing Travel Insurance

Specialist Snowboarding & Skiing Travel Insurance

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If you’ve been looking for snowboarding or skiing travel insurance, you’ll know that there are a lot things to consider before deciding on the one that is right for you. Your level of skiing, the destination you’re off to, you could even be working for a winter season and need specialist winter sports cover for your job. What ever the reason for your skiing trip, its essential to find the right policy for your needs.

Specialist Skiing Travel Insurance

We can provide annual, single trip and seasonnaire skiing travel insurance. Whether your the next Graham Bell or new to the slopes we can provide suitable cover for you. We have different levels of cover and varying activities coverage (outlined below), so that you can customise your policy to best suit your needs.

Our policies include coverage for Europe and Worldwide. We cover up to the ages of 69 and can provide cover for the family. We also provide specialist quotes for single parent families.


What are our Cover Limits?

ERGO Red Rookie Cover ERGO Black Rookie Cover
No Section Sum insured Excess Sum insured Excess
1 Emergency medical & repatriation expenses £5,000,000 £75 £10,000,000 £50
2 Personal accident £10,000 £25,000
3 Withdrawal of services £300
(£20/24 hrs)
(£30/24 hrs)
4 Provision of screened blood £25,000 £25,000
5 Cancellation £2,000 £75 £5,000 £50
6 Curtailment £2,000 £75 £5,000 £50
7 Travel delay £150
(£15/12 hrs)
(£20/12 hrs)
8 Personal effects / possessions £1,000 £75 £1,500 £50
9 Luggage delay £150
(£50/12 hrs)
(£50/12 hrs)
10 Personal liability £2,000,000 £100 £2,000,000 £100
11 Hijack / kidnap / mugging £250 £350
12 Catastrophe £500 £500
13 Scheduled airline failure £1,000
14 Legal expenses £25,000 £25,000
15 A Winter sports – equipment £750 £75 £1,000 £50
15 B Winter sports – equipment hire £350 £75 £500 £50
15 C Winter sports – delayed ski equipment £200 £75 £350 £50
15 D Winter sports – unused ski package £300 £50
15 E Winter sports – piste closure £250 £75 £400 £50
15 F Winter sports – avalanche cover £250 £75 £400 £50


One of the main reasons we are specialists in providing skiing travel insurance is the wide range activities that we can cover. From Biathlon to Luging we can cover your winter sports needs. The table below also helps outline our product upgrades. We have three levels of cover. Rookie, Adventurer and Pro. Rookie is our standard level of cover provided as a minimum on all our winter sports policies. Adventurer is for those looking for a slightly more pulse raising experience with activities included such as Ski Race Training and Cat Skiing. Pro is for those of you who are far more adrenaline addicted. Pro cover includes activities such as Ice Hockey and Freestyle Skiing.


Activities List:

Adventurer Pro
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Cat Skiing/Snowboarding
Dry Slope Skiing/Snowboarding
Heli-Skiing or Snowboarding with Professional Guide
Ski Race Training
Ski Touring (Ski Randonee) with a Professional Guide
Skiing/Snowboarding – Off Piste with Professional Guide
Freestyle Skiing/Snowboarding within a resort organised park
Ski Mountaineering
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
Ski Touring (Ski Randonee)
Skiing/Snowboarding – Off Piste
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Ice Hockey



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I was very impressed by the level of service.

They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.

ERGO Customer - December 2019