ERGO is a specialist and award winning provider of annual ski insurance. Our annual ski insurance users include Graham Bell, Katie Summerhayes, Ross Welch, Millie Wilkinson.
Annual ski insurance is essentially annual (yearly) travel insurance with additional winter sports cover. Your standard annual multi trip cover is for people who are looking to go abroad multiple times a year and don’t want the hassle of sorting insurance every time they go away. It saves time, effort and with one payment your covered for the whole year.
We have competitive prices, cover limits and excesses, which allow us to be considered a specialist ski insurance provider. Our specialist annual ski insurance cover will allow you to have confidence and peace of mind whilst traversing those slopes. One of the main reason many customers love our product is because we can cover individuals, couples, families and groups for activities like going off piste, heli-skiing and freestyle within a resort.
We have tons of great reviews from happy customers and we feel this is due to our “ERGO standard“. This is outlined on our Quality and Service page. We are also proud to announce that we provide 24/7 medical assistance, so we are there for you no matter where you are or what time zone you are in!
We offer two types of annual ski insurance products:
Red is our standard cover, Black is our premium product. The drop down below outlines all of our cover limits in February 2017.
|ERGO Red Rookie Cover||ERGO Black Rookie Cover|
|No||Section||Sum insured||Excess||Sum insured||Excess|
|1||Emergency medical & repatriation expenses||£5,000,000||£75||£10,000,000||£50|
|3||Withdrawal of services||£300
|4||Provision of screened blood||£25,000||–||£25,000||–|
|8||Personal effects / possessions||£1,000||£75||£1,500||£50|
|11||Hijack / kidnap / mugging||£250||–||£350||–|
|13||Scheduled airline failure||–||–||£1,000||–|
|15 A||Winter sports – equipment||£750||£75||£1,000||£50|
|15 B||Winter sports – equipment hire||£350||£75||£500||£50|
|15 C||Winter sports – delayed ski equipment||£200||£75||£350||£50|
|15 D||Winter sports – unused ski package||–||–||£300||£50|
|15 E||Winter sports – piste closure||£250||£75||£400||£50|
|15 F||Winter sports – avalanche cover||£250||£75||£400||£50|
We provide cover for a whole host of a activities, we break down all our annual travel insurance, including winter sports into three tiers:
Once you have chosen your base (Red or Black), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.
|Glacier Skiing within Marked Areas||✔||✔||✔|
|Langlauf/Cross Country/Nordic Walking||✔||✔||✔|
|Dry Slope Skiing/Snowboarding||✘||✔||✔|
|Heli-Skiing or Snowboarding with Professional Guide||✘||✔||✔|
|Ski Race Training||✘||✔||✔|
|Ski Touring (Ski Randonee) with a Professional Guide||✘||✔||✔|
|Skiing/Snowboarding – Off Piste with Professional Guide||✘||✔||✔|
|Freestyle Skiing/Snowboarding within a resort organised park||✘||✘||✔|
|Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)||✘||✘||✔|
|Ski Touring (Ski Randonee)||✘||✘||✔|
|Skiing/Snowboarding – Off Piste||✘||✘||✔|
|OTHER WINTER SPORTS|
|Glacier Walking within Marked Areas||✔||✔||✔|
They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.
ERGO Customer - December 2019