Whether you’ve booked your holiday already or just browsing, don’t forget to organise your Ski cover. We realise this if often the last thing on peoples minds especially when the buzz and excitement of going on holiday is building. However, sorting your Ski cover insurance really should be on your check list.
Adding ski cover to your itinerary of “must-haves” is not as cool as a GoPro, but in reality it can be a real saving grace. Accidents can happen and unfortunately we are not all invincible, least of all hurtling down the slopes whilst trying to work on your snowplow technique.
This is why ERGO’s Ski cover insurance offers personal accident, medical, cancellation and baggage as standard with our Winter Sports policies. We even cover travel delays and curtailment! Medical and cancellation are the big ones in most instances for Ski cover because most bumps and bruises occur from unexpected incidents on the slopes. For those of you that have been skiing or snowboarding before, you will know all too well how easy it is to not spot the flying teenager whizzing down the mountain.
With our Winter Sports Ski cover we offer the following benefits:
We have a large list of activities, so that you can customise your Ski cover insurance to fit your needs. We use a three tiered system, which consists of Rookie, Adventurer and Pro. You are covered at Rookie level as standard with one of our Winter Sports policies. But if you should feel the need for some added adrenaline you can upgrade to either an Adventurer or Pro level. If you feel like going off piste or you are an avid freestyler, you might want to consider our Pro level of Ski cover. The additional activities are outlined in the drop down below.
|Glacier Skiing within Marked Areas||✔||✔||✔|
|Langlauf/Cross Country/Nordic Walking||✔||✔||✔|
|Dry Slope Skiing/Snowboarding||✘||✔||✔|
|Heli-Skiing or Snowboarding with Professional Guide||✘||✔||✔|
|Ski Race Training||✘||✔||✔|
|Ski Touring (Ski Randonee) with a Professional Guide||✘||✔||✔|
|Skiing/Snowboarding – Off Piste with Professional Guide||✘||✔||✔|
|Freestyle Skiing/Snowboarding within a resort organised park||✘||✘||✔|
|Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)||✘||✘||✔|
|Ski Touring (Ski Randonee)||✘||✘||✔|
|Skiing/Snowboarding – Off Piste||✘||✘||✔|
|OTHER WINTER SPORTS|
|Glacier Walking within Marked Areas||✔||✔||✔|
We have two products to choose from. Our Red Rookie product is for your standard cover and the Black Rookie cover is for those who want additional coverage and reduced excesses. We offer two types of policy: single and annual multi trip. Our single trip policies are for those going for a one off period of time or would like cover over an entire date range. Where as our annual multi trip products are ideal for those wanting coverage for 365 days a year and who are lucky enough to be going abroad multiple times a year. With our annual multi trip you have two options of maximum length trip dates: 31 days (available for Red & Black) and 62 (Black only).
|ERGO Red Rookie Cover||ERGO Black Rookie Cover|
|No||Section||Sum insured||Excess||Sum insured||Excess|
|1||Emergency medical & repatriation expenses||£5,000,000||£75||£10,000,000||£50|
|3||Withdrawal of services||£300
|4||Provision of screened blood||£25,000||–||£25,000||–|
|8||Personal effects / possessions||£1,000||£75||£1,500||£50|
|11||Hijack / kidnap / mugging||£250||–||£350||–|
|13||Scheduled airline failure||–||–||£1,000||–|
|15 A||Winter sports – equipment||£750||£75||£1,000||£50|
|15 B||Winter sports – equipment hire||£350||£75||£500||£50|
|15 C||Winter sports – delayed ski equipment||£200||£75||£350||£50|
|15 D||Winter sports – unused ski package||–||–||£300||£50|
|15 E||Winter sports – piste closure||£250||£75||£400||£50|
|15 F||Winter sports – avalanche cover||£250||£75||£400||£50|
If you have any further queries regarding our Ski cover insurance please leave us a message via our contact us page. Or alternatively, give us a ring on: +44 (0) 1403 788 510.
They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.
ERGO Customer - December 2019