According to the NHS, there are around 10 million people in the UK who suffer from some form of Arthritis. That’s nearly 1 in 6 of the population! So if you’re finding it difficult to get travel insurance for arthritis, you certainly aren’t alone.
ERGO Medi-Care was created to be able to give those with pre-existing medical conditions, such as arthritis, the ability to get travel insurance that allows you to continue travelling. We want to help you ‘Get Out There’ and we don’t believe that your medical conditions should be a barrier to that!
It’s vitally important that your insurer understands your medical condition when providing you cover. This is why ERGO offer a thorough medical screening process that you can complete either online or over the phone, so you can complete the process in your own time or speak to someone who can guide you through it.
Of course each person will have different requirements, but the following examples give you an idea of the types of questions you might be asked, so you can be prepared to complete the arthritis travel insurance quote process as easily as possible.
The chances are, you’ve learned enough about your condition not to need to be told the best way to manage it. But from time to time we come across some great tips for Arthritis suffers who spend a lot of their time travelling, so we’d like to share them with you, because you never know when you might learn something new!
The RA Warrior website gives 20 great tips on flying with Rheumatoid Arthritis, how to manage your flight and more (http://rawarrior.com/20-tips-for-traveling-with-rheumatoid-arthritis-disease/).
Below are some further tips that might help you prepare for your trip and avoid any unwanted last minute complications.
You’re probably planning a lot of the details of your holiday anyway, but there are a few things that are easy to forget.Have you properly researched the travel options you’re using? Do the planes, trains, buses and boats all have easy access for those with walking difficulty or a wheelchair? What about if you hire a vehicle, is it possible to get one with swivel seats or hand controls if you need them?Have you looked into the possibility of getting a first floor room in your hotel or apartment? Do you know where the nearest pharmacy might be? Is there a fridge in the room in which you can store medicine?
What about any attractions you plan to visit? As nice as the hotel might be, you’ll be wanting to explore and see the local sites. It’s well worth a little extra research to make sure that any special needs you might have can be catered for.
When it come to diet, it’s always recommended to take some healthy snacks with you wherever you go. It’s not that you’ll be short of places to eat, but you’ll want to try and avoid the types of fatty foods served at most airports or other transport terminals.Make sure you walk about as much as possible, whether on a plane or train, or if driving you should try to take regular stops to stretch your legs. If you can’t do any of these, here are a few simple exercises that you can try to keep you from getting too stiff during a journey:
Just like we’ve mentioned previously, it can be a good idea to spend a little extra time researching any attractions or activities that you are planning on your trip. If you have any special requirements, be sure to check that these can be met before turning up and finding out you’ve paid for a ticket you can’t make use of or enjoy.The facilities at your accommodation can also make a big difference to how you manage your stay. See what is available at your hotel and what else is in easy reach – think about pools and hot tubs that could help ease any pains, how far away are they and what times are they open?If you take hot or cold pack to help with pain relief, can they be heated or chilled in the room or will you need help from the hotel reception?
Probably not on the top of your list, but it’s always worth thinking about how you’ll manage your medication whilst you’re away.Make sure you have more than enough to cover the duration of your holiday, and in case you might need extra, find out about the nearest pharmacy to your accommodation and ask your Doctor for a prescription you can take with you. It might also be worth looking into the medications available in the country you’re going to as they may not be the same as at home.What about your medication schedule? Speak to your Doctor about how it might be best to manage changes of time zones for example.
Do you need a vaccination for the country you’re going to? That’s something else you should consult your GP about. Make sure that the vaccination you need doesn’t have any adverse effect on your medication.
Remember that you should also keep your medicines in their original packaging with the prescription label attached, and if possible check the rules of bringing certain medicines into your destination country.
This information could also be of use to you if you suffer from the following pre-existing medical conditions and should be considered when looking for travel insurance with arthritis:
Arthrogryposis, Arthromyalgia, Arthroscopy, Arthrosis, Barthlin’s Cyst, Juvenile Arthritis, Osteoarthritis, Psoriatic Arthritis, Rheumatoid Arthritis or Septic Arthritis
(Statistics from Arthritis Research UK)
This content provides general information for travellers who may have a pre-existing medical condition. All pre-existing medical conditions will need to be declared when applying for travel insurance and are taken into account on an individual basis when quoting for your policy. You can find more information on our pre-existing medical travel insurance pages or by calling our team on 01403 788510.
Pre-Existing Medical Condition: Any past, current or reoccurring medical condition which has been diagnosed, investigated or treated at any time prior to travel, even if this condition is considered to be stable and under control.
They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.
ERGO Customer - December 2019