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Backpacker insurance: Our product Range

The world is an amazing, exciting and beautiful place, and we want to help you to make the most of it. Our Backpacker Travel Insurance has been created by people who love to travel, helping us to develop a product that allows you to embrace the exciting opportunities exploring the world will offer you.

 

We know that travel means different things to different people and that different countries offer different opportunities and challenges. Whether you’re planning on travelling the world on a tight budget, planning on venturing off the beaten track a little further, or you’re an all-out adrenaline seeker, ERGO Backpacker Insurance includes three different levels of cover depending on your travel style.

 

Choose your backpacking policy

 

 

Element Protect Optimum

Medical Expenses

Including hospitalisation, surgical, pharmaceutical, rehabilitation, and dental

Up to £7.5 million

Up to £10 million

Up to £15 million

Cancellation

Reimbursement for losses incurred by third-party cancellation of travel and or accommodation

Up to £1,500

Up to £3,000

Up to £5,000

Personal Possessions

Reimbursement for loss or damages caused by third parties

Up to £750

Up to £1,500

Up to £2,500

Personal Accident

Reimbursement for personal accident or damages caused during your trip

Up to £10,000

Up to £20,000

Up to £30,000

Traveller : Travel on a shoestring

If you’re trying to travel the world on a shoestring then the Traveller Backpacker Travel Insurance policy is for you. Designed for the essential needs of a backpacker, it ensures the most important aspects such as medical, cancellation and personal effects are covered. Knowing that flexibility is key to backpacking, we also offer optional upgrades to increase medical and cancellation cover and reduce excess.

 

Worry-free travelling for every backpacker

There are always going to be a few special opportunities on your travels that you won’t want to miss out on. Knowing this, we’ve included over 40 different adventurous activities in your policy cover. With cover for activities like surfing, trekking (under 2000m), snorkelling and many more – all you have to do is decide what you want to do and where you want to do it.

Check out our activities list to see if you’re covered for all those important adventure sports you’ve always wanted to try. If you need more cover then check out our Adventurer or Pioneer Backpacker Insurance policies.

Cover for activities like surfing, trekking (under 2000m), snorkelling and many more – all you have to do is decide what you want to do and when.

 

Adventurer : Culture, Sights & Activities

We know that most backpackers like a mix of culture, sight-seeing and extreme activities. That’s why our Adventurer policy covers over 70 different adventure activities on offer to travellers across the world. White-water rafting, scuba diving, bungee jumping; if there’s something you want to try then have a look at our activities list to see if it’s covered. If not, check out our Pioneer policy or contact us to talk it through with a
member of our team.

Pioneer : Extreme sports & Thrill Seeking

If you’re a backpacker with a love of extreme sports and your trip itinerary is designed around taking in as many of these adventurous activities as possible in the world’s most incredible locations, then our Pioneer Backpacker Insurance product is ideal for you.

 

Designed for backpackers, Pioneer ensures the most important aspects such as emergency medical treatment, cancellation and loss of personal effects are covered. All our Backpacker policies also offer optional upgrades to increase medical and cancellation cover and reduce excess.

 

Cover for over 90 activities

Canyoning, rock climbing and kite surfing are just a few of the amazing activities you can try when travelling to some of the world’s most beautiful destinations and that we will cover you for. With our Pioneer backpacking insurance product, thrill seeking backpackers are covered for over 90 different activities. Look at our activities list to see exactly what sports and activities are covered, and if it’s not on the list just get in touch with us to see what we can do.

Another big part of backpacking is finding ways to keep yourself on the road, so Pioneer also covers you if you are planning to earn a little extra money whilst your away, working in a bar or fruit picking on a farm. That’s another reason why we cover periods of up to 18 months!

 

Gadget cover for tech hungry travellers

Backpacking today is a little different to 10 or 20 years ago, with almost every hostel and café offering free WiFi for technology hungry travellers to update blogs, upload pictures and skype friends and family. Travelling with your smartphone, iPad and digital SLR camera is crucial. We offer an optional chance on all policies to upgrade and cover two additional ‘gadgets’ each worth up to £500.

 

Start your Quote

 

 

 

I was very impressed by the level of service.

They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.

ERGO Customer - December 2019