For many people a cycling holiday is about taking in the natural beauty of a country, picking an area with great cycle routes to explore and some wonderful places to stop for lunch, and returning to your hotel or campsite for a well-earned rest and a sense of achievement about your day.


Recreational Cycle Insurance

If the style of your holiday is more geared towards relaxing with a leisurely cycling trip and you are planning on taking your bike along with you to explore the local area, our Recreational Cycle Insurance product may be the right policy for you. Recreational covers you for non-competitive recreational cycling and incidental cover for off-road mountain biking (non-downhill).

Whether you’re planning a holiday with your partner, family or are taking the trip on your own we offer individual, couple, family and single parent family policies. Our Cycling Insurance covers a worldwide choice of destinations, including the UK if you’re staying at home; offering up to 365 days of cover on one single trip or an Annual Multi Trip policy if you plan to travel more than once throughout the year.


Essential cover & upgrade options for tailored cover

We cover all the essential elements of your holiday including medical expenses, cancellation, curtailment, personal effects, legal costs and expenses. We also offer you the option to upgrade your cancellation cover, useful if you have booked something like a course and would like to cover the expense of your fees in case you are unable to attend.

Clearly your bike is an essential element of your cycling holiday. Our policies cover bicycles worth up to £2,500 but we also offer you the opportunity to upgrade your bicycle cover to up to £5,000. All of our Cycle Insurance policies cover your bicycle in the case of theft and accidental damage.

In additional to the Recreational cover for cycling we know that there may well be other activities or sports you want to try out. Our policies provide you with cover for a number of different activities including trekking, bungee jumping and a variety of watersports to name but a few.