For many cyclists there is nothing quite as free an experience as being able to travel around a country by bike. Travelling by two wheels really enables you to get to know a country and there is nothing quite like the feeling of triumph as you reach your hotel or campsite after a hard day’s ride.

Touring Cycle Insurance

If you’re a cyclist who enjoys doing off-road mountain biking or are planning on touring a country by bike then our Touring Cycle Travel Insurance is for you. Covering you for all the activities included in our Recreational Cycle Insurance policy, our Touring policy is ideal for any cycling enthusiast and offers additional cover for touring and non-incidental off-road mountain biking (non-Downhill).

Cover for you and your bike

Our cycle insurance policies also cover all the essential elements of your holiday including medical expenses, cancellation, curtailment, personal effects and legal costs and expenses. We also offer you the option to upgrade your cancellation cover, useful if you’ve booked a course and would like to cover the expense of your course fees should you not be able to attend.

Whether you’re planning a holiday with your partner, family or are taking the trip on your own we offer individual, couple, family and single parent policies. ERGO Cycling Insurance offers you cover for a worldwide choice of destinations, including the UK, and up to 365 days of cover on one single trip, ideal if you’re planning on touring, maybe to really get to know one country or to experience a few different countries over a few weeks or months. We also offer an Annual Multi Trip policy, ideal if you know you plan to make a few cycle tours throughout the year.

The Bike: the most important part of cycling

We understand that for cycling enthusiasts your bike is an incredibly essential element of your cycling holiday. Our policies cover bicycles worth up to £2,500 but we also offer you the opportunity to upgrade your bicycle cover to up to £5,000. All of our Cycle Insurance policies cover your bicycle in the case of theft and accidental damage, meaning you won’t be left stranded if something happens to your bike.

In addition to the cycling covers of our Touring policy we know that there may well be other activities or sports you want to try out on your trip. Our policies provide you with cover for a number of different activities including watersports, bungee jumps and trekking to name just a few.