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Triathlon is hard, grueling, physically and mentally challengeing and that’s why we love it and presumably you do as well. However, for those very reasons you should also consider getting ample insurance cover. Here at ERGO we can provide Cycle and Triathlon Insurance, including upgrades to allow coverage for the likes of Ironmans (this can be a half and whole Ironman).


Triathlon Insurance

ERGO Triathlon Insurance:


ERGO defines Triathlon as:

“Triathlon is a multiple-stage competition involving the completion of three continuous and sequential endurance disciplines (swimming, cycling and running) limited to Sprint Distance (750 metres (0.47 miles) swim, 20 kilometres (12 miles) bike, 5 kilometres (3.1 miles) run) and Intermediate or Standard distance; commonly referred to as “Olympic” distance”: 1.5 kilometres (0.93 miles) swim, 40 kilometres (25 miles) bike, 10 kilometres (6.2 miles) run.”.

This can be extended to cover participation in triathlons involving distances up to and including: 1) Half-Ironman (1.9 km/1.2 mile swim, 90 km/56 mile bike, 21.09 km/13.1 mile run) or 2) Ironman (3.8 km/2.4 mile swim, 180 km/112 mile bike, 42.195 km / 26.2 mile run) by payment of the appropriate additional premium.


Levels of Cover

Our Triathlon Insurance will cover you for:

  • Emergency Medical up to £5,000,000
  • Personal Accidentup to £10,000
  • Withdrawal of Services up to £300
  • Provision of Screened Blood up to £25,000
  • Cancellation & cancellation up to £2000
  • Travel delay benefit up to £150
  • Abandonment/disruption/missed departure up to £2000
  • Personal effects/possessions up to £1000
  • Luggage delay £150.
  • Personal Liability up to £2,000,000
  • Hijack, Kidnap and Mugging coverage
  • Catastrophe up to £500
  • Legal Costs and Expenses up to £25,000
  • Bike theft of up to £2500 with an option to upgrade to £5000
  • Accidental damage to your bike of up to £2,500
  • Replacement bike hire of up to £250
  • Roadside Recovery up to £100


Activities Covered

If you wish to take out Triathlon Insurance you will need our Extreme level of cover. This will ensure that you have the appropriate level of protection for your events.


Triathlon Insurance


Our holiday to Lanzarote was cancelled…

Our holiday to Lanzarote was cancelled, I called up to change the destination, it was done within a few minutes with no extra cost. Very happy & will use again.

ERGO Customer - September 2020