High Cholesterol Travel Insurance Insurance: Our Product Range

According to the Heart UK, over half of all adults in England have high cholesterol and in 2013 in England there were 300 million prescriptions issued to help treat cardiovascular disease (CVD)


High Cholesterol Travel Insurance

ERGO Medi-Care was created to be able to give those with existing medical conditions the ability to get travel insurance that allows you to continue travelling. We want to help you ‘Get Out There’ and we don’t believe that your medical conditions should be a barrier to that!


Medical Screening with High Cholesterol

Your travel insurer needs to fully understand your medical conditions before providing you with a travel insurance policy. This is why ERGO’s Medi-Care offers a thorough online or telephone medical screening process that lets you complete the process online, at your own pace, or to talk with one of our team who can guide you through completing the screening process.

Every individual will have their own requirements, but the following list will give you an indication of the types of questions you could be asked so you can prepare for the screening.

  • Has a blood test ever at any time shown your cholesterol level to be raised?
  • Have you been advised to take medication for high blood pressure?
  • Have you ever been a smoker?


Travelling with High Cholesterol

You will most probably know enough about your cholesterol not to need to be told how to manage it regularly. But from time to time we come across some great tips for other High Cholesterol suffers who do a lot of travelling, and we wanted to share them with you so that you might learn some new tricks from those who also have the same condition as you!

Here are a collection of useful tips that might help you get prepared for your next trip and avoid complicating your condition.

Travel Planning

Whilst High Cholesterol doesn’t usually require as much forward planning as some medical conditions do, there are some things that you should take into consideration when planning your next holiday.You’ll want to do your best to stay active, even on holiday, so think about looking into the activities or walks that may be available in the are you’re going to. There may be sports available in the resort which could help you stay active.

Diet & Exercise

You should always try to keep hydrated by drinking plenty of water, so it is also worth checking to see if you’ll need to buy bottled water in your chosen destination.A high fibre and low fat diet are essential for reducing Cholesterol levels, and this will also apply while you’re away despite the temptation of ‘Well… I am on holiday after all”. You could also consider taking fibre supplements with you.

When it comes to exercise, you can’t go far wrong with a good walk each day. Not only will this keep you active but it is one of the best ways to get around and discover new places.

Activities & Facilities

Hotels pools or gyms can be great ways to stay active while you’re away, but don’t forget that a simple stroll along the beach can do wonders to keep you moving and is probably one of the reason you’re on holiday in the first place!Stick to gentle exercise like walking or swimming and you’ll be able to enjoy your holiday whilst keeping active.


If you have medication for your high cholesterol, make sure that you take enough for the duration of your stay and then a little more just in case of delays or in case you need to take more while you’re away. Your GP can probably advise you on if you’ll need to change your dose and/or your medication schedule during the time away.If you do need to get more medication whilst away, spend a little time finding out what the medication is called in that country as it may be different. You should also check to see how far away from your accommodation the nearest pharmacy is.

You should also check that you medication is allowed in the country you are visiting, certain countries have very strict rules about what medication can be taken through customs.

Related Conditions

This information could also be of use to you if you suffer from the following pre-existing medical conditions:

High Blood Cholesterol, Hypercholeserolemia (also Hypercholeserolaemia), Dyslipidemia

Cholesterol is carried in your blood by proteins, and when the two combine they’re called lipoproteins. The two main types of lipoprotein are:

  • High-density lipoprotein (HDL) – which carries cholesterol away from the cells and back to the liver, where it’s either broken down or passed out of the body as a waste product. For this reason, HDL is referred to as “good cholesterol” and higher levels are better.
  • Low-density lipoprotein (LDL) – which carries cholesterol to the cells that need it. If there’s too much cholesterol for the cells to use, it can build up in the artery walls, leading to disease of the arteries. For this reason, LDL is known as “bad cholesterol”.

The amount of cholesterol in the blood (both HDL and LDL) can be measured with a blood test. The recommended cholesterol levels in the blood vary between those with a higher or lower risk of developing arterial disease.
(Information from NHS Choices)


Medi-Care Disclaimer

This content provides general information for travellers who may have a pre-existing medical condition. All pre-existing medical conditions will need to be declared when applying for travel insurance and are taken into account on an individual basis when quoting for your policy. You can find more information on our pre-existing medical travel insurance pages or by calling our team on 01403 788510.

Pre-Existing Medical Condition: Any past, current or reoccurring medical condition which has been diagnosed, investigated or treated at any time prior to travel, even if this condition is considered to be stable and under control.

I was very impressed by the level of service.

They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.

ERGO Customer - December 2019