Holidays abroad can be an expensive business; having saved up to afford a relaxing break, the last thing you want is to come home and find you spent more than you thought.

There are several ways in which these so-called ‘hidden’ charges can catch holiday-makers out – here are some of the worst, to keep an eye out for:

1. Some credit, and even debit, cards will add a charge for use abroad. Ensuring you have enough local currency to cover your trip is one way to avoid this; or, if you don’t like the idea of travelling with that much cash, traveller’s cheques or prepaid cards are an alternative option, with the added security that you can invalidate them if they are stolen.

2. Another culprit of charging extra for use abroad is the mobile phone industry. Keeping in touch with your loved ones back home could be a costly mistake, due to increased rates on calls and texts whilst overseas. The EU has imposed regulations restricting this now, so arrangements can be made with your service provider, and it’s not as much as a problem as it had been, however…

3. Mobile internet fees. As of yet, there are no such regulations on mobile providers’ charges for internet use, allowing travellers to rack up huge bills without realising. Your provider may offer the option of organising a ‘holiday bundle’, or a ‘data cap’ on your connection before you travel, both of which allow you to limit the extra charges that could otherwise pile up.

4. Unexpected additional costs on your holiday are never nice, so on top of being wary of hidden charges overseas, you should always make sure you have valid travel insurance, so you’re not caught out should any unforeseen incident disturb your time away.

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ERGO Customer - December 2019