Over 65? Struggling to find insurance? You’re not alone. Despite the fact that this is one of the fastest growing areas of the travel insurance market, more and more over 65s are travelling well past retirement age and select travel insurers may offer insurance for this age group. While it used to be the commonly held belief that life slowed down after 60, nowadays this couldn’t be further from the truth! With more people living longer, healthier lives than ever before it’s no wonder that many over 65 year old’s are taking the opportunity to travel in their post-retirement years.
With retirement comes more free time and freedom, enabling you to visit those dream destinations on your travel wish list; perhaps you’re looking at spending some of your hard earned retirement funds on some travel luxuries. However, travel insurance shouldn’t come under the description of a luxury, and with some insurers doubling premiums for over 65 year olds, unfortunately it can be a major cost to consider in your travel budget.
There are ways to find good quality, affordable travel insurance for over 65s. A good place to start is to look at specialist insurers who have a focus on older travellers or travellers with pre-existing medical conditions.
Whilst many older people are in better health than some younger travellers, over 65 year old’s tend to suffer from common pre-existing medical conditions. If you do have a medical condition then you will need to declare it to your insurer.
ERGO Medicare offer a variety of options if you are travelling with someone who needs a policy to travel with a medical condition. If you or your travel companion has a medical condition you can still buy a couples policy, which will take into consideration which members of your party have a pre-existing health condition. This makes it easy to purchase insurance together and not have to worry about having a number of different policies.
When looking for insurance it’s important to think about the best type of insurance policy for you:
ERGO understands that travel insurance should help you to get out there, whatever your age, so our ERGO Leisure policy covers travellers up to the age of 74, whilst our Medi-Care policies cover those up to 84 and can even cover many medical conditions that might have meant you’d been refused cover elsewhere.
We strongly believe in our Quality and Service ERGO Standard and it’s our way of letting you know that you’re safe in the hands of an insurer that will go the extra mile, to make sure you get the best possible treatment, should something unfortunate happen while you’re away. Our service provides:
If you’re looking for travel insurance for the over 65’s and are having trouble finding a suitable provider, call us on 01403 788510 and we’ll be happy to discuss your requirements.
They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.
ERGO Customer - December 2019