Backpacker
Backpacker insurance
Our Backpacker Travel Insurance offers three levels of cover to suit different travel styles and needs. Whether you’re on a budget, going off the beaten track, or planning activities, there’s a cover level to suit you.
Each option includes protection for medical emergencies, cancellations, belongings, and many activities. Choose the level of cover that best suits your travel plans.
Choose your backpacking policy
| Element | Protect | Optimum | ||
|---|---|---|---|---|
 |
Medical ExpensesIncluding hospitalisation, surgical, pharmaceutical, repatriation, and dental |
Up to £7.5 million |
Up to £10 million |
Up to £15 million |
 |
CancellationReimbursement for irrecoverable losses due to cancellation of travel and or accommodation |
Up to £1,500 |
Up to £3,000 |
Up to £5,000 |
 |
Personal PossessionsReimbursement for loss or damages caused by third parties |
Up to £750 |
Up to £1,500 |
Up to £2,500 |
 |
Personal AccidentReimbursement for personal accident or damages caused during you trip |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
Worry-Free Travel for Backpackers
Backpacking is full of memorable moments—and we’re here to help you enjoy them, stress-free. Your policy includes cover for over 40 activities. This includes surfing, snorkelling and trekking.
To see what’s included, check out our activities list. If your activity isn’t listed, just get in touch and we’ll let you know if we can cover it.
We also know that many backpackers take on casual work to fund their travels. That’s why our policy includes cover for non-manual work. This includes work like bar or restaurant jobs. We can cover trips up to 18 months.
And for today’s tech-savvy traveller, there’s optional gadget cover too. You can add this to your policy to protect your smartphone, tablet, or camera—each worth up to £750.