Leisure
From weekend getaways to your family holiday, ERGO understands your needs and is here to support you every step of the way.
Leisure Travel Insurance
ERGO’s Leisure Travel Insurance covers Single Trip and Annual Multi-Trip policies. There are three levels of protection: Element, Protect, and Optimum. You can add extra cover for cruises, golf, or business trips. You’ll only need add-ons if they apply to your travel plans.
Single Trip Insurance
Covers one trip of up to 90 days. Suitable for holidays, short breaks, or longer single journeys.
Annual Multi-Trip Insurance
Covers lots of trips over 12 months, with each trip limited to 31 days. This is for people who travel a lot throughout the year.
Levels of Cover
Element: Basic cover.
Protect: Mid-level cover with increased limits.
Optimum: The highest benefit levels we offer.
Emergency help
All policies include access to 24/7 English-speaking medical support.
Below you’ll find a summary of our Leisure policy. It includes what’s covered and what isn’t covered. It’s important to read the policy wording for full details, including limits, conditions, and exclusions.
All our customers can access 24/7 English speaking medical assistance provided by our international Euro Centre network.
Policy cover
All our products provide cover for things that can go wrong after you’ve booked your trip. If you have to cancel your trip for a covered reason, we refund your costs. If you fall ill abroad, we cover eligible medical emergencies. If your baggage is damaged or lost, we’ll refund essential items within policy limits. Full details of what is and isn’t covered are in the policy wording.
Cover limits and excess amounts are in the policy wording. Key benefits are highlighted below. All limits apply per insured person, per trip you go on.
| Element | Protect | Optimum | ||
|---|---|---|---|---|
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Medical ExpensesWhat’s covered: Emergency medical treatment abroad, including hospital care, ambulance fees, and bringing you home if needed. 24/7 access to our medical assistance team. |
Up to £7.5 million |
Up to £10 million |
Up to £15 million |
Key exclusions:
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CancellationWhat’s covered: Non-refundable costs such as flights, accommodation, and extras like parking if you cancel or cut your trip short due to illness or emergencies covered in the policy. |
Up to £1,500 |
Up to £3,000 |
Up to £5,000 |
Key exclusions:
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Personal PossessionsLoss, theft, or accidental damage to your luggage and personal belongings while travelling. |
Up to £750 |
Up to £1,500 |
Up to £2,500 |
Key exclusions:
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Personal AccidentA lump sum payout if you suffer a serious injury leading to permanent disability or death during your trip. |
Up to £10,000 |
Up to £20,000 |
Up to £30,000 |
Key exclusions:
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